Debt Resolution Attorney of West Palm Beach and South Florida

For you and many other South Florida residents, bankruptcy is simply not an option. Maybe you have a business that would be affected by a Chapter 7 or Chapter 13 action; perhaps you aren’t comfortable with the social stigma that accompanies this “nuclear” option. Oftentimes, while the debt in question is substantial, it’s just not significant enough for you to sacrifice your credit rating for the next seven years. Fortunately, in many cases, bankruptcy is not the only option. West Palm Beach, FL attorney Joel B. Blumberg offers a number of debt resolution solutions that don’t involve bankruptcy.

Resolving Your Debt Without Involving the Bankruptcy Courts

One of the advantages of having an experienced Florida debt negotiation lawyer such as Joel Blumberg involved with your debt issues is his intimate knowledge of the collections process. Typically, your creditors would prefer to obtain some recovery on your debt, as opposed to writing it off entirely. Collectors are well aware that they will get very little—if anything—once you declare bankruptcy. When representing his South Florida clients, attorney Joel Blumberg addresses the weaknesses in the debt collectors’claims in order to forge realistic and fair settlements. The end result is that you are able to have your debts resolved for a fraction of what you owe and also to keep your good name out of the Florida bankruptcy courts.*

Bankruptcy is a Last Resort

At the WPB law offices of Joel B. Blumberg, P.A., experience has taught us that many of our South Florida clients come to us believing that they have no other choice than to declare bankruptcy. However, they quickly learn that they have other options. Typically, these clients are subject to an out of state debt that they had ignored or forgotten, allowed a line of credit to get out of hand, or had to miss some payments due to a change in employment. They might owe $10,000, $20,000 or even more to various creditors. While they might not have the ability to pay the debt in full, they might be able to raise enough money to pay reduced amounts in exchange for a full settlement. In most cases, this is enough for our legal staff to begin negotiations.

Experienced Palm Beach County Debt Resolution Attorney

For over twenty-five years, South Florida attorney Joel Blumberg has been negotiating debts for individuals and businesses. In almost all cases where bankruptcy can be avoided, clients prefer a clean debt negotiation to the embarrassing alternative of insolvency. When you settle your debt, you are done; bankruptcy stays on your record for seven years.

If you are a resident of Palm Beach County, Martin County, Broward County, West Palm Beach, Boca Raton, Delray Beach, Boynton Beach, Lake Worth, Wellington, Palm Beach Gardens, or anywhere else in South Florida and you are looking for a way to settle your debt, lien, or judgment, contact the law office of Joel B. Blumberg, P.A. immediately. Our number is 561-683-5900.